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Home > Blog > Dogs and Your Home Insurance
FRIDAY, MARCH 18, 2022

Dogs and Your Home Insurance

Bronco is a pit bull and when many first see him, they back off. Why? Because of the pit bull reputation. But Bronco is a playful, loving dog. He seems scared of his own shadow and is very gentle with smaller dogs and children. 

But because his breed is pit bull, it can cause some problems with home insurance — unless you have the right independent insurance agent who knows how to help you. So, if you are having a problem getting home insurance, or are seeing your rates raise because of a pit bull in your house, call us today and let us help you. a close up of a dog

How will we help you?  


First, we will tell you to get your pit bull enrolled in a Canine Good Citizen Program. This is a program offered by the American Kennel Club at most pet stores. Many insurance companies will give you a discount if your dog graduates from this class. Not only will this class help both you and your pit bull, but it will signal to others that your dog is well-mannered. 

Second, we will recommend that you have your dog spayed or neutered. Why? Over 90 percent of dog bites were from male dogs that were not neutered. If you wonder about the cost, the Humane Society in your town has programs to help you financially with the procedure. 

Third, we will encourage you to keep records from your groomer and veterinarian that show your dog is calm and does not bite. When you visit a groomer or veterinarian, ask them to note that in the records. When you keep your dog in a kennel, ask them to note the good behavior. 

Fourth, we will find a home insurance policy that fits your needs. We might recommend an umbrella policy just in case you need liability coverage beyond what your home liability will cover. 

We understand that not all pit bulls are aggressive. Some are just lovable dogs, and it’s not right that their breed alone cause your rates to increase. So, call us today and let us help you solve your home insurance problems. 
 
Posted 1:45 PM

Tags: pet, insurance, coverage, policy, deductible
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